Privacy Policy

Last Updated: May 21, 2026

This Privacy Policy describes how FineDayFundApply.com ("we," "us," or "our") collects, uses, and shares information about you when you visit our website or use our services. By using FineDayFundApply.com, you agree to the practices described in this Privacy Policy.

1. Information We Collect

We collect the following categories of information:

Information You Provide to Us

When you submit a loan application or contact us, we may collect:

Full name and date of birth
Social Security Number (encrypted)
Current address and prior addresses
Phone number(s) and email address
Employment information and income details
Bank account information for verification
Any other information you voluntarily provide

Information We Collect Automatically

IP address and approximate geographic location
Browser type and operating system
Pages viewed, time spent, and click patterns
Referring website or source
Device information and identifiers
Cookies and similar tracking technologies

2. How We Use Your Information

We use information collected for purposes including:

Connecting you with potential lenders and lending partners
Operating, maintaining, and improving our website
Communicating with you about your inquiry or application
Preventing fraud and unauthorized access
Analyzing site usage to improve user experience
Complying with legal obligations
Marketing relevant products and services (where permitted)

We may share your information with:

Lending partners: Including FineDay Funds and other tribal/state-licensed lenders for the purpose of evaluating your loan request
Service providers: Companies that help us operate the website (hosting, analytics, customer service)
Marketing partners: Where you've consented to receive marketing communications
Legal compliance: When required by law, court order, or government request
Business transfers: In connection with a merger, acquisition, or sale

We do not sell your personal information to third parties for their own marketing purposes without your consent.

4. Cookies & Tracking

We use cookies and similar technologies to:

Remember your preferences
Analyze site traffic and usage patterns
Deliver relevant advertising
Provide functionality like form pre-fill

You can manage cookie preferences through your browser settings. Note that disabling cookies may affect site functionality.

5. Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your information, including:

256-bit SSL/TLS encryption for data in transit
Encrypted storage of sensitive data
Limited employee access on a need-to-know basis
Regular security reviews and updates

No method of transmission or storage is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.

6. Data Retention

We retain personal information for as long as necessary to provide our services, comply with legal obligations, resolve disputes, and enforce our agreements. Specific retention periods vary based on data type and regulatory requirements.

7. Your Privacy Rights

California Residents (CCPA/CPRA)

California residents have specific rights including:

Right to know what personal information is collected, used, shared, and sold
Right to delete personal information held by us
Right to opt-out of the sale or sharing of personal information
Right to correction of inaccurate personal information
Right to non-discrimination for exercising your rights

Other State Privacy Rights

Residents of states with comprehensive privacy laws (CO, VA, CT, UT, and others) have similar rights. Contact us to exercise these rights.

8. Children's Privacy

Our services are not directed to anyone under 18. We do not knowingly collect personal information from minors. If you believe we have collected information from a minor, please contact us immediately.

9. California "Shine the Light" Law

California Civil Code Section 1798.83 permits California residents to request information regarding disclosures to third parties for direct marketing. To make such a request, contact us at the address below.

10. Do Not Track

Our website does not currently respond to "Do Not Track" browser signals. We continue to monitor industry developments on this topic.

11. Third-Party Links

Our website contains links to third-party sites. We are not responsible for the privacy practices of these sites. Please review their privacy policies before providing personal information.

12. Changes to This Policy

We may update this Privacy Policy from time to time. The "Last Updated" date at the top of this page reflects when the policy was most recently revised. Continued use of our website after changes constitutes acceptance of the revised policy.

13. Contact Us

For privacy-related questions or to exercise your rights, contact us at:

FineDayFundApply.com
Email: [email protected]

For complaints about our practices, you may also contact:

Consumer Financial Protection Bureau (CFPB)
Federal Trade Commission (FTC)
Your state attorney general's office