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Terms of Service

The rules and disclaimers governing your use of FineDayFundApply.com. Effective May 21, 2026.

Last Updated: May 21, 2026

These Terms of Service ("Terms") govern your use of FineDayFundApply.com (the "Site") operated by FineDayFundApply ("we," "us," or "our"). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, please do not use our Site.

1. We Are Not a Lender

FineDayFundApply.com is an independent information resource and referral service. We are not a lender, and we do not make loan decisions. Loan approval, terms, APR, and all other loan-related decisions are made solely by the lender you are connected with.

We are not affiliated with FineDay Funds. We provide information about FineDay Funds and similar tribal installment lenders for informational purposes.

2. Eligibility

To use this Site and submit applications, you must:

  • Be at least 18 years of age (or older as required by your state)
  • Be a US citizen or permanent resident
  • Have legal capacity to enter into binding agreements
  • Provide accurate, complete, and current information

3. Service Description

Our Site provides:

  • Educational content about tribal installment loans and consumer finance
  • Comparisons of lender products and features
  • An application form that may connect you with potential lenders

We make no guarantee that you will be approved for a loan or that any specific loan terms will be offered to you.

4. Loan Applications

By submitting a loan application:

  • You authorize us to share your information with potential lenders
  • You authorize lenders to perform identity verification and credit checks
  • You certify that all information provided is true and accurate
  • You acknowledge that loan approval is at the sole discretion of the lender
  • You acknowledge that you may be contacted by lenders regarding your application

5. Affiliate Disclosure & Compensation

FineDayFundApply.com may earn referral compensation when you click links on this Site, submit applications, or are approved for loans through partner lenders. This compensation:

  • Comes from the lenders, not from you
  • Does not increase the cost of any loan you receive
  • Does not influence our editorial content or product reviews

6. Not Financial Advice

Content on this Site is for informational purposes only and does not constitute financial, legal, or tax advice. We strongly recommend consulting qualified financial professionals before making borrowing decisions. Tribal installment loans are an expensive form of credit — please consider all alternatives before borrowing.

7. Prohibited Conduct

You agree NOT to:

  • Provide false or misleading information
  • Submit applications on behalf of others without authorization
  • Use automated tools (bots, scrapers) to access the Site
  • Attempt to interfere with Site operations or security
  • Use the Site for any illegal purpose
  • Impersonate any person or entity

8. Intellectual Property

All content on this Site — including text, graphics, logos, and editorial content — is the property of FineDayFundApply.com or its licensors and is protected by copyright laws. You may not reproduce, distribute, or create derivative works without express written permission.

The Site contains links to third-party websites, including lenders, government agencies, and other resources. We are not responsible for the content, privacy practices, or terms of these third-party sites.

10. Disclaimer of Warranties

The Site is provided "AS IS" without warranties of any kind, express or implied. We do not warrant that:

  • The Site will be uninterrupted or error-free
  • Information on the Site is accurate, complete, or current
  • You will qualify for a loan from any lender
  • Loan terms will match information shown on the Site

11. Limitation of Liability

To the maximum extent permitted by law, FineDayFundApply.com shall not be liable for any indirect, incidental, consequential, special, or punitive damages arising from your use of the Site or any loan you obtain through the Site. Our total liability for any claim shall not exceed $100.

12. Indemnification

You agree to indemnify and hold harmless FineDayFundApply.com, its operators, employees, and affiliates from any claims, damages, or expenses arising from your violation of these Terms or your use of the Site.

13. Dispute Resolution & Arbitration

Any disputes arising from these Terms or your use of the Site shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. You waive any right to participate in class action lawsuits or class-wide arbitration.

14. Governing Law

These Terms are governed by the laws of the United States. Disputes related to loans you receive from tribal lenders may be subject to tribal law and tribal jurisdiction, as described in your loan agreement with that lender.

15. Changes to Terms

We may update these Terms from time to time. The "Last Updated" date reflects the most recent revision. Continued use of the Site after changes constitutes acceptance of the revised Terms.

16. Severability

If any provision of these Terms is found unenforceable, the remaining provisions shall remain in full force and effect.

17. Contact

Questions about these Terms? Contact us at [email protected] or see our contact page.